SERVICE PLANS

MATERNITY PLANS

You can now plan out your maternity expenses also under your health insurance plan. Pregnancy and parenthood is tense and exciting and these plans can offer your some financial support and peace of mind. These plans will pay most of your pregnancy related expenses. But it is best to know what coverages are offered so that you don’t have any surprises.

SENIOR CITIZENS PLANS

This is age when one really requires health insurance. Many age related ailments start affecting the body and employment benefits would have ended or substantially reduced. Treatment costs would be substantial and it is best to cover these expenses with a good medical insurance plan to make sure your lifestyle is not affected.

TERMS PLANS

There are a large number of term insurance policies available for the consumer today. Selecting the one for your family is an important choice as it is by far the best and most important form of financial protection that you provide for your family.

MONEY BACK PLANS

Money Back Insurance Policies help us to plan our finances in a very systematic way by guaranteeing a regular flow of income at fixed stages in our lives. By providing an insurance cover, a regular income, tax benefits and bonuses, Money Back Plans serve as a secure and safe investment decision. These plans are very good for conservative investors who are looking for good returns but with an element of guarantee and above mentioned benefits.

CHILD PLANS

Child Insurance Plans are the best way for investing in your child's future. From a very early age of the child, the parent can invest fixed amounts every year which can be timed to mature when the child attains a certain age, say 18 years. Major events in the child's life, like marriage or higher studies can be planned and financed by Child Insurance Policies if the parent takes adequate plans at the right time. Plans can be purchased as soon as the Child is born.

PENSION PLANS

All of us are worried about our income when we retire. Pension Plans, also called Retirement Plans are one of the safest and surest ways of a trouble-free retirement life. Invest small amounts today while you are earning and receive fixed annual payouts during your retirement years. You build your kitty by investing small amounts regularly in your earning days and then use that kitty to buy an Annuity on retirement. The annuity will ensure the regular payouts during your golden years of retirement.

ENDOWMENT PLANS

Endowment Insurance Plans are what traditional insurance plans are all about. It provides an insurance cover to the policy holder during the term of the policy and at the end of the term returns a handsome sum of money back to the policy holder. Endowment plans are for investors who are not looking for very high returns but want guaranteed returns at the end of the policy term

ULIPs PLANS

ULIPs or Unit Linked Insurance Plans are the best way to get insurance and investment at the same time. They offer much more transparency and flexibility compared to traditional plans. There are a large number of ULIPs being offered by various life insurance companies. The benefits are the charges specifically vary hugely and can make a huge difference to the way your funds perform and hence the huge impact in savings.

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